After a Thrift and Credit cooperative is formed, members' representatives are elected to form Board of Directors to administer cooperative operations. Elections are held at annual general meetings.             The Board meets at least once a month to determine operational policies to be implemented by operations personnel. Personnel normally include a manager, an assistant manager, accountants, bookkeepers, etc., depending on the size and financial situation of the cooperative.             Thrift and credit cooperative raise capital funds through shares, deposits, reserve funds, loan funds, and fund support or donations.             The cooperative is owned by its members. Effective and efficient management of the cooperative is ensured when members exercise their rights as well as responsibilities properly.             The highest responsibility of the individual member is attendance at the annual general meeting. The AGM gives him/her the opportunity to protect membership rights as well as the means to monitor cooperative operations and a fair sharing of benefits. It is also a forum to determine general policies, elect Committee members, and assign tasks to further benefit all the members. Within the framework of cooperative principles, laws and regulations and procedures, members must discuss problems together, share ideas, and exercise the right to vote on Committees and meeting resolutions.     Home | About Us | Contact Us | Links | News 701/29-33 Wongsawang Road, Bangsue Sub-district Bangsue Area, Bangkok 10800, Thailand. Tel : (662) 910-8911 Fax : (662) 587-6637, 910-8920 E-mail contact@fsct.com